Others Promise…But 5 Star Delivers

What Hides Behind Fast, Easy and Hassle-Free?

What our competition won’t tell you about is the ugly truth behind monthly compounding.

As Einstein would say, “Compounding is the eighth wonder of the world. He who understands it, earns it. He who doesn’t, pays it.”

Why Do Our Competitors Compound?

While investing in legal funding may be risky in the short term, the rewards of monthly compounding far outweigh the risks in the long run, leading to appalling payoffs that “steal” the majority of your settlement check.

Great for the funding company that uses monthly compounding, but unreasonable for you.

Not With 5 Star Legal Funding!

Since 2006, we have been providing the unsurpassed solution.

Being experienced financial industry leaders with a deep understanding of Einstein’s lesson, we’re committed to helping you by eliminating the compounded rates offered by other funders.

We also proudly post our rates here, in our brochures and most importantly, on your contracts.

Benefits That Matter

The Reasons You’ll Love Our Unsurpassed Solution

Proud Partners Of State and National Associations

What Attorneys Say About Us

I first learned about 5 Star at a NYSTLA event and decided to try them out. I found them to be very easy to deal with from both the attorney’s perspective and the client’s perspective. They have the best rates I have seen and their turnaround time is very quick.
A.B., Esq., Bronx, NY
Funding helps put my clients on a level playing field with the defendant’s insurance carrier. The defendants are in no hurry to settle cases and funding allows my clients the time to let their case mature to receive maximum settlement. 5 Star does the right thing for my clients, they are easy to work with, and are always there for me throughout the case.
E.Z., Esq., Brooklyn, NY
I was introduced to 5 Star about 3 years ago. I’ve used the services of multiple funding companies throughout the years, but they all gave me some sort of headache one way or the other. Outside of really having the best rates, and most personable service, the guys at 5 Star treats my clients like people and not a “business transaction.” They truly care about my clients well being and understand the situation my clients are placed in because of their injuries. I wouldn’t use anyone else for my clients funding needs.
William B., Esq., Queens, NY
I was referred to 5 Star just about 4 years ago and they have been a tremendous part of my practice. Everything they have told me from day one for my clients and my practice have all been exactly on point. 5 Star has a fast turnaround for the clients, and are always around when we need to speak to someone. My entire staff says the 5 Star guys make the process simple and easy on them as well. Not to mention having the lowest rates and are always there to help in the event we have issues with a case. Jason and Chris always go above and beyond to make our lives easier and at this point, we would never consider anyone else.
Anthony B., Esq., New York, NY
I have been using 5 Star Legal Funding for 10 years—since its inception. When they told me their mission statement was to fix what ails the industry, I really thought they would be like all the rest. I was wrong, and happy that I was. They made promises and assurances. They’ve lived up to everything they said and have made things much simpler in my practice. My clients always come back and rave about the service. I can honestly say 5 Star Legal Funding has been a great help to my practice and, more importantly, my clients.
Jonathan M., Esq., Lynbrook, NY

Our Services Provide Solutions

We Offer You Our Best Options

To understand the benefits, just click on each option.

Personal injury cases take months, or even years, before a final decision is reached. In the meantime, living expenses, medical bills, even surgical expenses, may come up. If you are struggling to make ends meet, pre settlement funding may help you to pay your outstanding bills, while allowing your attorney the time to negotiate the best possible settlement for you.

You don’t have to let financial desperation force you to make a rash decision. Using pre settlement funding allows you to wait for a fair and just settlement.

To get started, just speak with your attorney and complete our one page application. We’ll review it, speak with your attorney and provide a response as quickly as possible, usually within a business day. APPLY NOW

Getting appropriate medical care for your injuries may make the difference between needless suffering and a timely recovery. If you’ve maxed out your medical insurance benefits or lack insurance coverage, surgical funding can take care of your medical care, surgical treatment, hospital stay and rehabilitation needs. 5 Star’s surgical funding has helped thousands of injured accident victims get the medical treatment they urgently need.

If you find yourself unable to afford the medically necessary treatments for injuries caused by your accident, we can work with you, your medical providers and your attorney to get you the procedures you need now.

To get started, just speak with your attorney and complete our one page application. We’ll review it, speak with your attorney and provide a response as quickly as possible, usually within a business day. APPLY NOW

Being injured in an accident is an upsetting experience. In addition to the physical and emotional injuries that you may have sustained, you may not be able to continue working at the same pace as you previously did. Or even at all.

To supplement your income and get you the financial support you need today, 5 Star will work with you to structure a plan where you receive a monthly amount that fills in the income gap.

To get started, just speak with your attorney and complete our one page application. We’ll review it, speak with your attorney and provide a response as quickly as possible, usually within a business day. APPLY NOW

Most people are under the impression that once a verdict or settlement is reached, they will be paid immediately. Oftentimes, it can take months and sometimes even longer before you received your payment. But the stress of unpaid bills still looms.

This is where 5 Star’s post settlement funding comes in. Once a verdict is won or a settlement is reached, post settlement funding can help pay the daily living expenses until your settlement funds are in your hands.

To get started, just speak with your attorney and complete our one page application. We’ll review it, speak with your attorney and provide a response as quickly as possible, usually within a business day. APPLY NOW

In The States We Serve

Connecticut, Delaware, Florida, Georgia, Indiana, Kentucky,
Massachusetts, Michigan, New Hampshire, New Jersey,
New York, Ohio, Pennsylvania, Rhode Island, Virginia,
West Virginia, District of Columbia
North Carolina (advances over $25,000),
South Carolina (advances over $90,000)
Arkansas, Iowa, Louisiana, Missouri, Montana, New Mexico,
North Dakota, Oklahoma, South Dakota, Texas, Wisconsin,
Wyoming, Colorado (advances over $75,000),
Kansas (advances over $25,000)
California, Hawaii, Idaho, Nevada, Oregon, Utah, Washington

For Our Most Frequently Funded Cases

What type of case do you have?

  • Automobile Accidents
  • Construction Site or Workplace Accidents
  • Premises Accidents
  • Mass Tort Cases
  • Jones Act/Maritime Injuries
  • False Arrest/Wrongful Imprisonment
  • Medical Malpractice/Wrongful Death
  • Law Firm Financing

Start Your Process Here

First, download your Application today!

Then, take a few minutes to complete it.

Once done, you have two choices. Fax it to us at 516-599-1722 or email it to us at info@5StarLF.com

Finally, you’ll receive a prompt response from one of our personal Relationship Managers. Never An Operator!

Start My Process Now

Who Are We

Financial Industry Insiders Committed To Helping The Injured

We, Jay Kobak and Robert Gentili, spent many years in the financial industry offering investment advice to attorneys. While getting to know these attorneys, we heard their frustrations and disappointments regarding their clients’ legal funding issues. One day, we decided to sit down with a small group of the top trial attorneys in New York City to find out how we could make a difference in the legal funding industry.

It was our belief that this industry needed a change. It was time for a facelift. If we formed a company that had an old school approach and did business with integrity and reliability, we could grow to be an industry leader.

In January 2006, we established 5 Star Legal Funding, LLC.

5 Star’s Mission is to provide the best service to its attorneys, as well as offering and delivering the best product to injured clients. If we achieved these objectives, we would become the premier non-recourse advance company in the country.

We decided to execute our plan by offering:

  • The best posted non-compounding rates in the industry
  • Capped advance payoffs
  • Surgical funding, when insurance is not available to the injured, at the same low rates

As more attorneys and clients realized the benefits of doing business with us, the company expanded its reach outside of New York’s Tri-State area into other markets nationwide, including Florida, Pennsylvania, Texas, Nevada, and California.

As we grew in size, we decided we needed help to facilitate this growth and brought on board long time friends Jason Miller and Chris Mollica. We knew that these two would be a perfect fit to help continue the rapid increase in business that 5 Star was experiencing.

The team now formed would be committed to reforming the legal funding industry’s blemished reputation.

After 10 years of developing a strong company with a great product, responsive to attorneys and clients’ needs, 5 Star Legal Funding now works with over 425 law firms nationwide.

Every attorney and every client is taken care of by a firm Partner or a personal Relationship Manager. Never An Operator!

And Our Efforts Are Rewarded

Meet Your Team

Jay Kobak

Co-Founder & Chief Executive Officer

Robert Gentili

Co-Founder & President

Jason Miller

Partner & Managing Vice President

Chris Mollica

Partner & Chief Operating Officer

Jeff Gonzalez

Southeast Regional Director

David Gvertz

Senior Vice President

Rory Gross

Senior Vice President

Miriam Gross

Senior Vice President

Eric Gershman

Senior Vice President

Christine Montanti

Senior Relations Manager

Jonathan Rizzo

Senior Relations Manager

Irving Mandell, Esq.

Underwriter and In House Counsel

Get Your Questions Answered

Answer For The Attorney

Answer For The Injured

Usually, we request a copy of the Plaintiff’s Complaint, the Defendant’s Answer, Police or incident reports, a list of medical bills incurred and a copy of relevant medical records (i.e. Surgery reports, MRI reports, etc.). We will never request documents or information that is subject to the attorney-client privilege.

There are four easy ways to refer your clients to us. The fastest is to call us directly at 888-5-CASH-05 or 516-599-4000, provide the case details, and we’ll take it from there.

Yes. You will need to sign the “Acknowledgement by Counsel” where you acknowledge the assignment of a portion of the proceeds and agree to pay the amount due from the settlement proceeds to 5 Star Legal Funding upon settlement of the case.

There are four easy ways to refer your clients to us. The fastest is to call us directly at 888-5-CASH-05 or 516-599-4000, provide the case details, and we’ll take it from there.

At the time your client needs additional assistance, we will further evaluate your client’s case, and, in most cases, will advance additional funds. However, the total amount advanced will rarely exceed 10%-15% of your client’s expected recovery, after your fees and expenses.

There are four easy ways to refer your clients to us. The fastest is to call us directly at 888-5-CASH-05 or 516-599-4000, provide the case details, and we’ll take it from there.

No. You and your client retain complete control of the litigation.

There are four easy ways to refer your clients to us. The fastest is to call us directly at 888-5-CASH-05 or 516-599-4000, provide the case details, and we’ll take it from there.

Yes. It is absolutely ethical and legal to refer clients to us. What we do is make legal funding a useful and sustainable tool for your clients, while affording you the time to negotiate the best possible settlement or verdict.

There are four easy ways to refer your clients to us. The fastest is to call us directly at 888-5-CASH-05 or 516-599-4000, provide the case details, and we’ll take it from there.

It is a non-recourse advance. What that means is that you are selling a portion of the potential proceeds of your lawsuit. It is paid from your recovery, after your attorney’s fees. If you do not win your case, you owe nothing to 5 Star.

To get started, just speak with your attorney and complete our one page application. We’ll review it, speak with your attorney and provide a response as quickly as possible, usually within a business day. APPLY NOW

We do not want the financial assistance you receive from 5 Star to hinder your attorney’s ability to settle your claim. For that reason, we will not advance more than 10%-15% of your expected recovery, after attorney’s fees.

To get started, just speak with your attorney and complete our one page application. We’ll review it, speak with your attorney and provide a response as quickly as possible, usually within a business day. APPLY NOW

In most cases, it takes 24 hours.

To get started, just speak with your attorney and complete our one page application. We’ll review it, speak with your attorney and provide a response as quickly as possible, usually within a business day. APPLY NOW

A lawsuit does NOT need to be filed. 5 Star will provide advances, as long as there is sufficient information and documentation to allow us to evaluate your claim.

To get started, just speak with your attorney and complete our one page application. We’ll review it, speak with your attorney and provide a response as quickly as possible, usually within a business day. APPLY NOW

No. There are no upfront fees. You pay nothing until your case settles.

To get started, just speak with your attorney and complete our one page application. We’ll review it, speak with your attorney and provide a response as quickly as possible, usually within a business day. APPLY NOW

We charge an application and processing fee and this fee varies under certain circumstances. The rate on your pre settlement advance is always 16% non-compounding for each 6 month period of time.

To get started, just speak with your attorney and complete our one page application. We’ll review it, speak with your attorney and provide a response as quickly as possible, usually within a business day. APPLY NOW

Get In Touch With Us And Let Us Help You

Tell us how we can help and you’ll receive a prompt response from one of our personal Relationship Managers. Never An Operator!

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Tell Us How We Can Help